Employee Credit
Are You Clueless About Credit Scores – What You Need to Know
Nothing sends fear through the heart of a child more than report card day. Prepare yourself for a sense of deja vu when applying for a loan… many say the situation ignites that same type of blast-from-the past feeling as they sit on the edge of their seat awaiting their financial fate. And what to do if, ultimately, that application is stamped “denied”?
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8 Surprising Ways to Hurt Your Credit Score
As the ongoing credit crunch forces lenders to tighten their wallets, your credit score has become more important than ever. In short, you currently need a stellar score to secure the lowest interest rates. “Credit impacts every element of your life,” says Adam Levin, co-founder and chairman of Credit.com, a consumer advocacy website. “The stronger your credit, the easier it is to get the things you want.” So it’s no surprise that consumers are looking for simple ways to boost their score – but credit scoring can be counterintuitive, and some seemingly smart financial strategies can actually damage your score.
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Buyers’ Remorse – 10 Ways to Beat a Credit Hangover
It’s economic Armageddon. House prices are cratering, banks are begging for spare change, and every politician within microphone range of a TV camera can’t wait to offer up rescue plans for everyone… except you, that is. Walking to work or eating leftovers might sound frugal, but your weekend binges at the mall — especially the incoming bills from this past holiday season — say otherwise.
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10 Credit Report Myths
With today’s tightened lending requirements, credit is harder to come by. So 750 is the new 720 – when it comes to an above-average credit score, that is. Whether you’re thinking of refinancing your mortgage, purchasing a new home, or taking out a car loan, it’s more important than ever to understand the factors that affect your credit report. After all, a higher credit score could very well translate into a better interest rate that saves you thousands of dollars.